130 BREAKERS COURT UNIT 221, PUNTA GORDA, FL, 33950
Active301 days on marketListed Oct 10, 2025MLS #C7516069
About this home
130 BREAKERS COURT UNIT 221
SAILBOAT PGI 3 BEDROOM CONDO! Experience Punta Gorda Isles TURN KEY-FURNISHED LUXURY 3 BEDROOM, 2BATH CONDO, WITH COVERED CARPORT on the 2nd floor at BREAKERS POINT! CAN WALK TO FAMOUS FISHERMAN'S VILLAGE RESTAURANTS, SHOPS, TIKI BAR & MARINA! NEW IMPROVED PRICE! NEW METAL ROOF (2023), BEST OF ALL, COMES WITH ASSIGNED BOAT SLIP/AND 13,500 LB BOAT LIFT! QUICK IMMEDIATE ACCESS TO CHARLOTTE HARBOR & THE GULF OF MEXICO FOR ALL YOU FISHERMAN & BOAT LOVERS! Experience Punta Gorda Isles Family Fun living. Feel like you are on vacation every day of your life! NO BRIDGES TO OPEN WATER! Enjoy PRIVATE MARINA & HEATED POOL. FULL HURRICANE PROTECTION WITH AUTOMATIC SHUTTERS FOR THE KITCHEN, FRONT DOOR AND LANAI, SHUTTERS FOR THE REST! This property blends modern upgrades with a relaxed waterfront lifestyle, walking distance to Fisherman’s Village, offering boutique shopping, dining, and entertainment right nearby. Upgrades include QUARTZ COUNTERTOPS, WHITE FARM STYLE CABINETRY WITH CROWN MOLDING, STAINLESS STEEL APPLIANCES MICROWAVE CONVECTION OVEN, TILED BACKSPLASH, LUXURY VINYL PLANK FLOORING THROUGH-OUT, NEW TILE IN THE LANAI and large breakfast bar that opens to the main living area. A pass-through window to the lanai makes entertaining or casual dining a breeze. The lanai itself is designed for year-round enjoyment, featuring REMOVABLE SLIDING PANALS that allow you to bring in the cool air or enjoy the comfort of your central AC. The Wi-Fi-controlled thermostat lets you manage comfort from anywhere. Both bathrooms have been beautifully upgraded with modern vanities and fixtures, while the master suite features dual walk-in closets and a large tiled walk-in shower. The guest bedroom also includes a walk-in closet, and bedroom three comes with a built-in closet for added storage. Bedroom two doubles as a library or flex space with a built-in MURPHY BED, ideal for versatile living. Other recent upgrades include a metal roof installed in 2023 and a OFFICE with extra storage closet. The interior laundry room is fully equipped with cabinets, a utility sink, and storage racks. Outside, enjoy direct sailboat-water access to the Gulf of Mexico — power and electric are already in place at your lift. This turnkey condo is truly move-in ready, right down to the stocked kitchenware. If you’re seeking luxury, function, and effortless waterfront living in Punta Gorda, this condo delivers it all — from the sleek finishes inside to the open water adventures just beyond your dock. AFFORDABLE CONDO FEE INCLUDES ASSIGNED BOAT SLIP/DOCK, WATER, SEWER, TRASH REMOVAL, PEST CONTROL, EXTERIOR MAINTENANCE, GROUND MAINTENANCE, POOL MAINTENANCE, INSURANCE AND MORE! CALL TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,932
Sqft
0.04 ac
Lot size
1995
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Punta Gorda actives
$269 vs $208
Days on market
301 vs 59 typical
Where $269/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fisherman's Village
Get to know Punta Gorda. See the full Punta Gorda guide →
Fisherman's Village — neighborhood snapshot
Population
109
Median age
66
Median income
$66,832
Median home value
$389,400
Avg household
2
Households w/ children
6%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 BREAKERS COURT UNIT 221
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
453 CAROLYN LANE
3 bd · 2 ba · 1,893 sqft · $225/sqft · 327 DOM
Sold · May ’26$390,000
3308 PURPLE MARTIN DRIVE UNIT 122
3 bd · 2 ba · 1,882 sqft · $207/sqft · 69 DOM
Sold · Feb ’26$300,000
1780 DEBORAH DRIVE UNIT 15
3 bd · 2.5 ba · 2,006 sqft · $150/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 130 BREAKERS COURT UNIT 221 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 BREAKERS COURT UNIT 221 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 BREAKERS COURT UNIT 221 FAQs
What would the monthly payment be for 130 BREAKERS COURT UNIT 221?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,974/mo — principal and interest, the actual property-tax bill, the $893/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 BREAKERS COURT UNIT 221?+
The association fee works out to $893 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 BREAKERS COURT UNIT 221?+
The most recent tax bill on record (2024) was $7,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 BREAKERS COURT UNIT 221?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $519,000, this home is listed about 52% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 BREAKERS COURT UNIT 221?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$519,000 runs 95% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $893/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
301 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Rhonda Gustitus. MLS #C7516069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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