5145 NE 16TH STREET, OCALA, FL, 34470
Active1 days on marketListed Aug 13, 2026MLS #GC542661
Come see it
Upcoming open house
Sat, Aug 15
10:00 AM – 12:00 PM
About this home
5145 NE 16TH STREET
Beautiful 4-Bedroom Home on a Large Corner Lot with 3-Car Garage — $469,900 Welcome to 5145 NE 16th Street in Ocala — a spacious and beautifully appointed 4-bedroom, 3.5-bath home offering 2,836 square feet of comfortable living space and an impressive large corner lot with a three-car garage. Designed for both everyday living and entertaining, this home offers an open and inviting feel with a spacious great room, a well-appointed kitchen featuring granite countertops, and a luxurious primary bathroom also finished with granite. Tile flooring throughout much of the home provides easy maintenance, while carpet in the bedrooms and family room adds comfort and warmth. Step outside to enjoy the screened lanai, complete with ceiling fans — the perfect spot to relax and enjoy Florida's outdoor lifestyle. The three-car garage provides abundant parking and storage, with durable epoxy-coated floors for added style and functionality. This home also offers impressive smart-home and security features, including an installed ADT security system with sensors on doors, windows, the pantry, and garage doors. Multiple lights, doors, and garage doors can be controlled conveniently through the ADT app, while smart-key access provides added convenience at two main entrances. Additional highlights include a kitchen equipped with a microwave, stove, and disposal, integrated recycling and garbage storage, and a refrigerator in the garage. Situated on a large corner lot and offering the space, functionality, and modern conveniences today's buyers are looking for, this exceptional Ocala home is offered at $469,900. Come see all that 5145 NE 16th Street has to offer — this one is ready to impress!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,836
Sqft
0.37 ac
Lot size
2
Garage
2020
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$166 vs $185
Days on market
1 vs 54 typical
Where $166/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
185 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 139% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5145 NE 16TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$410,000
1785 NE 50TH TERRACE · same community
4 bd · 3 ba · 2,550 sqft · $161/sqft · 351 DOM
Sold · Feb ’26$440,000
5077 NE 16TH STREET · same community
4 bd · 3 ba · 2,344 sqft · $188/sqft · 101 DOM
Sold · Jun ’26$550,000
5320 NE 2ND LANE
4 bd · 3 ba · 2,882 sqft · $191/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5145 NE 16TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5145 NE 16TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5145 NE 16TH STREET FAQs
What would the monthly payment be for 5145 NE 16TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,775/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5145 NE 16TH STREET?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5145 NE 16TH STREET?+
The most recent tax bill on record (2025) was $7,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5145 NE 16TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $469,900, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5145 NE 16TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,900 runs 139% above the OCALA 34470 median — but at 2,836 sqft it's also 65% larger than the typical Ocala listing.
02Fresh on the market
Only 1 day on market in a Ocala market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jose Vega. MLS #GC542661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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