19405 MONARCH WIND WAY, LUTZ, FL, 33558
Active0 days on marketListed Aug 13, 2026MLS #TB8538607
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About this home
19405 MONARCH WIND WAY
Welcome to this spacious 4-bedroom, 3-bath townhome offering an inviting open-concept floor plan, generously sized rooms, and plenty of space to live, work, and entertain. From the moment you enter, you’ll appreciate the bright and airy feel of the home and the thoughtful layout designed for comfortable everyday living. The spacious main living area flows seamlessly into the dining and kitchen spaces, creating an ideal gathering place for family and friends. The large bedrooms provide plenty of room for everyone, with the flexibility to create comfortable guest accommodations, a home office, playroom, or personal retreat. With three full bathrooms, the home offers added convenience for both everyday living and entertaining. The open layout provides excellent flow throughout the main living spaces while giving you plenty of room to make the home your own. Located in a desirable townhome community, this home offers the convenience of low-maintenance living without sacrificing space. Whether you’re a first-time buyer, growing household, or looking for additional room to accommodate guests and work-from-home needs, this home offers an excellent combination of space, comfort, and functionality. Don’t miss the opportunity to make this spacious townhome your own!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,574
Sqft
0.06 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,265 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,265/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.4%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19405 MONARCH WIND WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19405 MONARCH WIND WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19405 MONARCH WIND WAY FAQs
What would the monthly payment be for 19405 MONARCH WIND WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,265/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19405 MONARCH WIND WAY?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19405 MONARCH WIND WAY?+
The most recent tax bill on record (2025) was $8,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19405 MONARCH WIND WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $485,000, this home is priced right at the Lutz median.
Which schools are assigned to 19405 MONARCH WIND WAY?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 26% above the LUTZ 33558 median — but at 2,574 sqft it's also 20% larger than the typical Lutz listing.
02Fresh on the market
Listed today in a Lutz market that averages 46 — if it fits, move quickly.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of REDFIN CORPORATION · Shannon Saleh. MLS #TB8538607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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