239 LAZIO CIRCLE, DEBARY, FL, 32713
Active0 days on marketListed Aug 6, 2026MLS #V4950406
Come see it
Upcoming open house
Sat, Aug 8
12:00 PM – 2:30 PM
Come see it in person! I've scheduled an open house for Sat, Aug 8 @ 12:00 - 2:30PM.
About this home
239 LAZIO CIRCLE
Virtually Staged. Welcome to Riviera Bella, one of DeBary's premier gated communities. This beautifully maintained 3-bedroom, 2-bath home offers 1,672 square feet of thoughtfully designed living space with a desirable split-bedroom floor plan and an open-concept layout perfect for everyday living and entertaining. The spacious kitchen overlooks the living and dining areas and features a large center island with seating, white cabinetry, stainless steel appliances, a natural gas range, and a generous pantry. The private primary suite offers a relaxing retreat, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Enjoy peaceful western sunsets from the covered lanai overlooking a private backyard with no rear neighbors. Additional features include a tankless water heater for endless hot water and energy efficiency, smart home technology, a Ring doorbell, and natural gas service. Riviera Bella offers resort-style amenities including a gated entrance with virtual guard security, clubhouse, resort-style pool, fitness center, splash pad, playground, scenic walking trails, and access to the St. Johns River. Conveniently located just minutes from the SunRail station, I-4, shopping, dining, medical facilities, and Orlando attractions, this home combines peaceful community living with an easy commute. Whether you're searching for your first home, downsizing, or looking for a low-maintenance Florida lifestyle, this move-in-ready home is an outstanding opportunity in one of DeBary's most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,672
Sqft
0.12 ac
Lot size
2
Garage
2019
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,127 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
Days on market
0 vs 27 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Johns River Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
St. Johns River Estates — neighborhood snapshot
Population
480
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $388K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 239 LAZIO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 239 LAZIO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
239 LAZIO CIRCLE FAQs
What would the monthly payment be for 239 LAZIO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,127/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 239 LAZIO CIRCLE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 239 LAZIO CIRCLE?+
The most recent tax bill on record (2025) was $3,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 239 LAZIO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $395,000, this home is priced right at the Debary median.
Which schools are assigned to 239 LAZIO CIRCLE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$395,000 runs 26% above the DEBARY 32713 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Debary market that averages 27 — if it fits, move quickly.
04Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of HOMESMART · Rita Feeney. MLS #V4950406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Debary homes, in your inbox
Like 239 LAZIO CIRCLE but not quite? A daily digest of every new listing in Debary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →