
1346 MIDDLE LAKE DRIVE, ORMOND BEACH, FL, 32174
Active0 days on marketListed Aug 3, 2026MLS #V4950487
About this home
1346 MIDDLE LAKE DRIVE
Wake up to peaceful lake views, spend your afternoons just minutes from the beach or exploring the iconic Scenic Loop beneath its canopy of majestic oaks, and end each evening watching spectacular sunsets reflect across the fountain from your covered lanai. Built in 2023 and impeccably maintained, this beautifully designed waterfront home offers all the advantages of newer construction—without the wait, uncertainty, or added expense of building. Nestled on a peaceful waterfront homesite in one of Halifax Plantation's newer neighborhoods, this thoughtfully designed home blends modern style with comfortable everyday living. From the moment you enter inside, expansive windows fill the home with natural light while framing beautiful water views that create a sense of calm throughout the main living spaces. At the heart of the home, the spacious kitchen naturally becomes the gathering place. Featuring quality cabinetry, modern finishes, a spacious center island, and an open flow into the dining and living areas, it's equally suited for preparing a quiet dinner, hosting friends, or simply enjoying everyday moments at home while taking in the peaceful views beyond. The private primary suite offers a relaxing retreat where tranquil lake views greet you each morning. A well-appointed ensuite bath and generous closet space complete the owner's suite, while two additional bedrooms provide flexibility for guests, a home office, fitness room, or creative space to fit your lifestyle. Designed with everyday living in mind, the home also offers multiple closets for abundant storage, a dedicated laundry room, and integrated smart home features including a smart doorbell, smart thermostat, remote keyless entry, and smart lighting for added convenience and peace of mind. Outside the covered lanai may become your favorite place to unwind. Enjoy your morning coffee overlooking the water, watch the fountain sparkle in the afternoon sun, or gather with family and friends as colorful sunsets paint the evening sky. Beyond your front door, Halifax Plantation offers a beautiful natural setting with optional memberships featuring championship golf, clubhouse dining, fitness facilities, tennis, and a vibrant social atmosphere. Ideally located just minutes from the area's beautiful beaches, the Scenic Loop, parks, walking and biking trails, shopping, restaurants, and everyday conveniences, you'll enjoy the perfect balance of peaceful surroundings and easy access to everything that makes this area so special. Whether your perfect day includes a morning beneath the oaks of the Scenic Loop, an afternoon on the golf course, relaxing at the beach, or an evening watching the sunset dance across the lake, this home offers the perfect setting to enjoy it all. Square footage is based on builder information. All information contained herein is believed to be accurate but is not guaranteed and should be independently verified by buyers.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,672
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Halifax Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $400K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1346 MIDDLE LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1346 MIDDLE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1346 MIDDLE LAKE DRIVE FAQs
What would the monthly payment be for 1346 MIDDLE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1346 MIDDLE LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $345,900, this home is listed about 19% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1346 MIDDLE LAKE DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32174 market on paper
$345,900 is 14% below the ORMOND BEACH 32174 median of $400,000, and at $207/sqft it sits under the Ormond Beach average of $272.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of REALTY PROS ASSURED · Aimee Haase. MLS #V4950487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 1346 MIDDLE LAKE DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →